ATV Florida Forum

General => Open Discussion => Topic started by: DittoBabyGirl on April 06, 2005, 04:33:34 AM



Title: Who do you use for Homeowners Insurance?
Post by: DittoBabyGirl on April 06, 2005, 04:33:34 AM
No...I'm not trying to sell insurance  lol

My house will be done in a month...I need insurance

So far alls I've come across is Geico and State Farm

I don't like Allstate

Is there anyone else that writes in Florida thats good?


Title: Re: Who do you use for Homeowners Insurance?
Post by: jjamesbar on April 06, 2005, 05:25:34 AM
i have state farm. farm bureau is good if they sell in you area. i didnt realize that these guys (insurance companies) dont want to over extend in some places so they just stop selling for a while. having a new house should be hard to find someone. have a house over 50 yrs old and the big guys dont want to touch you.

jeff


Title: Re: Who do you use for Homeowners Insurance?
Post by: TRX350_On_The_Rack on April 06, 2005, 06:18:28 AM
State Farm


Title: Re: Who do you use for Homeowners Insurance?
Post by: BEER on April 06, 2005, 06:18:30 AM
Try Larry Johnson Insurance in Brandon just south of 60 on Providence rd ,they can find you some.My house 45 years old.We have century insurance.


Title: Re: Who do you use for Homeowners Insurance?
Post by: dmljohnson on April 06, 2005, 08:10:24 AM
i used AAA....they underwrite down here in S.Florida...not too many ins. agencie underwriting down here anymore...i had usaa since when i was in the military...but they are pulling out slowly.....


Title: Re: Who do you use for Homeowners Insurance?
Post by: lil_Mrs._Honda1 on April 06, 2005, 10:59:20 AM
Hubby works for General Electric so he hae Electric Insurance for everything very cheap but ya have to be an employee!


Title: Re: Who do you use for Homeowners Insurance?
Post by: gery350 on April 06, 2005, 11:47:40 AM
i had no choice but to use citizens. they took over frpcjua. you know, that government insurance. man it sucks paying through the noise.


Title: Re: Who do you use for Homeowners Insurance?
Post by: Honda328i on April 06, 2005, 12:43:07 PM
We have State Farm.  They are a stable company, but like all insurance companies, the coverage has been slowly getting chipped away over the years, and higher premiums/deductibles.  Be careful though, cheapest is not always best.  Lots of people found out the hard way last year when they made claims.  Hopefully you never will have to, but this is Florida.


Title: Re: Who do you use for Homeowners Insurance?
Post by: stump66 on April 06, 2005, 12:59:57 PM
Been with state farm for 25yrs. Never had a problem making a claim. The agent is nice but most are. I would recommend them.


Title: Re: Who do you use for Homeowners Insurance?
Post by: DittoBabyGirl on April 06, 2005, 04:15:50 PM
Thanks Guys!


Title: Re: Who do you use for Homeowners Insurance?
Post by: cain73 on April 07, 2005, 11:53:28 PM
there is a new company out there. it's been around some , but not well known. it's actually out os puerto rico. they're fully accredited in the states and from what I hear (I recently looked for new insurance too) they are a good company and getting big quick. They were literally HUNDREDS less than any other company for the same coverage. I will have to check with my wife because I can't even remember the name now. I know it's spanish and I can hardly pronounce it. The customer service is good as well from what I hear. The other insurance companies I asked about them had nothing but good things to say. The problem is I don't know if they are currently writing in Florida. I was told many places have suspended writing new policies in Florida after last years busy hurricane season. I will pm the name and number if any one wants it.


Title: Re: Who do you use for Homeowners Insurance?
Post by: donnie_darko on April 08, 2005, 09:56:18 AM
If your miltary active duty or family of active duty or reserve  the best company for home insurance is USAA a lot of compaines are trying to pull out of the state of florida. other than that florida is a hot state now as far as insurance. its getting very hard to even get homeowners insurance now a days.


Title: Re: Who do you use for Homeowners Insurance?
Post by: 2Raptors on April 08, 2005, 01:01:11 PM
Quote
i used AAA....

I'll second AAA.  I never even thought about them and have always had Allstate and my mortgage broker suggested AAA, and they were almost half the price :o.


Title: Re: Who do you use for Homeowners Insurance?
Post by: cubnfrank on April 09, 2005, 09:06:33 AM
I just bought a house and shopped around. I needed wind, hazard, & flood. I tried state farm, AAA, Nationwide and one other guy. The lowest price was Liberty Mutual by $300 per year. I delt with the largo branch.
Good luck


Title: Re: Who do you use for Homeowners Insurance?
Post by: NYRAPTOR on April 09, 2005, 07:46:15 PM
i use state farm with house and cars. they give you a nice discount when you use them for everything. never had a problem.


Title: Re: Who do you use for Homeowners Insurance?
Post by: GaryinSeffner on April 10, 2005, 10:51:23 AM
My parents also go through Larry Johnson in Brandon. They found us great coverage through a company called Mercury. They also insure our cars. Check them out!! ;D